Need an appraisal in Alexander City or Tallapoosa County?

Check out the top 7 reasons why AL homeowners need Harris Appraisals LLC:

Find the right listing price (whether you're using an agent or selling the home on your own)
To challenge a AL property tax assessment
To cut your mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
In the case of a AL divorce, when real estate needs to be divided
Settle an estate in AL by determining the true market value of property in question

Own a home in or near Alexander City, AL and need help deciding the value of it?
Contact Harris Appraisals LLC.

We at Harris Appraisals LLC understand the unique needs of a customer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own home because of your emotional attachment to it. Professional appraisers, like the ones at Harris Appraisals LLC, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It gives you something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your home is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value opinion than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to cut expenses for homeowners. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experienced in helping folks just like you abolish unwanted and unneeded PMI insurance.

Challenging Tallapoosa county's assessment of your property

Lets say your house is not appreciating as much as other houses nearby -- your local tax assessor may have your home overvalued. That only means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. An expert appraisal from Harris Appraisals LLC is your number one weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. Not only can this be annoying from a cash flow angle, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Harris Appraisals LLC can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for efficiency? In a field review we'll go out and check the subject and comparables in question. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Harris Appraisals LLC can help you with that. Even though this is typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your property.